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Privacy Policy

A legal disclaimer

Effective Date: 03/28/2025

At My Credit Helper LLC ("we," "our," or "us"), your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, protect, and share your personal information when you interact with our credit repair services. By using our services, you agree to the practices described in this policy.

1. Information We Collect

We may collect the following types of personal information when you use our services:

  • Personal Identification Information: Name, address, phone number, email address, date of birth, Social Security number, and other identifying details.

  • Financial Information: Credit reports, credit scores, account balances, payment histories, and other financial details that are necessary for providing credit repair services.

  • Transaction Information: Details about your interactions with our services, including payments made, consultations, and other transactions.

  • Communication Information: Records of communications, such as emails, phone calls, or chats, between you and My Credit Helper LLC.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide credit repair services and improve your credit standing.

  • To communicate with you about your credit repair status, updates, and other relevant information.

  • To process payments and manage your account.

  • To respond to your inquiries and provide customer support.

  • To comply with legal and regulatory requirements.

3. How We Protect Your Information

We implement reasonable security measures to protect your personal information, including encryption, secure servers, and access controls. However, no method of transmission over the Internet or electronic storage is 100% secure, and while we strive to protect your information, we cannot guarantee its absolute security.

4. Sharing of Information

We do not sell, rent, or lease your personal information to third parties. However, we may share your information in the following cases:

  • Service Providers: We may share your information with trusted third-party vendors or service providers who assist us in delivering our credit repair services, such as credit bureaus, financial institutions, and software providers. These providers are required to handle your information securely and only for the purposes we specify.

  • Legal Requirements: We may disclose your information if required to do so by law or in response to a legal process, such as a court order or subpoena.

  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction, but the recipient will be bound by this Privacy Policy.

5. Your Rights and Choices

You have the following rights regarding your personal information:

  • Access: You can request a copy of the personal information we hold about you.

  • Correction: If you believe any of your personal information is inaccurate or incomplete, you can request corrections.

  • Deletion: You may request that we delete your personal information, subject to certain legal exceptions.

  • Opt-out: You can choose to opt-out of receiving marketing communications from us by following the unsubscribe instructions in any communication you receive from us.

To exercise any of these rights, please contact us at the contact details below.

6. Cookies and Tracking Technologies

We may use cookies, web beacons, and similar tracking technologies to collect information about your interactions with our website or services. These technologies help us improve the functionality of our website and tailor our services to your preferences. You can manage cookie settings through your browser.

7. Children's Privacy

Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from children. If we learn that we have inadvertently collected personal information from a child under 18, we will take steps to delete the information as soon as possible.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on our website with an updated effective date. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

My Credit Helper LLC
777 Main st suite 600, Fort Worth, TX, 76102
Email: help@mycredithelper.onmicrosoft.comhelp@MYCREDITHELPER.onmicrosoft.co help@MYCREDITHELPER.onmicrosoft.com

By using our services, you acknowledge that you have read and understood this Privacy Policy.

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